Icon Credit Solutions repairs your past so you can build a better future.
Icon Credit Solutions, CREDIT REPAIR AGREEMENT
1. The parties agree that Icon Credit Solutions, will attempt to correct the credit reports of the undersigned client under the Fair Credit Reporting Act. Client agrees that Icon Credit Solutions will charge $149.00 for costs of setting up the client's file.
2. The client agrees that every 30 days, following the date of their initial billing, they will be automatically debited $49.00 individuals and $79.00 for married couples from the account the client provided for work and costs related to credit report dispute and verification. The client authorizes Icon Credit Solutions to charge the client's credit card, debit their debit card, or debit their bank account via electronic transfer, depending on which method the client has elected to make the monthly payment. There are no other fees or charges related to this agreement. If the client's account has insufficient funds to debit for work done, the client agrees that Icon Credit Solutions will charge $25.00 for each such occurrence to account for all fees and costs related to collection of payment.
3. The contract shall last for a period of 1 month with payments automatically made as described above. The contract automatically renews at the end of 1 month if not cancelled. Icon Credit Solutions will attempt to remove all inaccurate, obsolete, unverifiable, misleading, and erroneous information from the client's credit reports. The client agrees that Icon Credit Solutions has not made any guaranties or promises of performance or success.
4. The client acknowledges they have been provided the Consumer Credit File
Rights Under State and Federal Law and cancellation form as they have downloaded and printed this agreement and cancellation notice from the website.
5. The client may cancel this agreement at any time with no penalty. If the client cancels after their billing date in a given month, they will be billed for the work done after that date as soon as they cancel. The client must cancel this agreement in WRITING.
6. The parties agree that Icon Credit Solutions staff will have access to the client's credit information and personal data but will use all reasonable measures to protect this information. Only information necessary to perform the credit correction service will be obtained. Further privacy information is outlined in our complete privacy policy.
7. I, the undersigned client, give Icon Credit Solutionsand their attorneys, power of attorney for the purpose of requesting and obtaining credit reports and any related information in order to dispute and verify credit items. The client also authorizes Icon Credit Solutions to communicate with all credit bureaus and creditors via telephone, email, and letters and to sign letters on the client's behalf. The client's monthly fee includes credit correction services, educational information regarding credit, access to client services, and their personal credit counselor consults.
8. This agreement may not be amended unless done in writing by both parties. This agreement embodies the entire understanding between the parties and any other understandings, written or oral, are waived.
9. Client agrees that any dispute between or among the parties to this agreement shall first be submitted to mediation before a certified mediator with venue exclusively in Marion County, Florida. If not resolved then the dispute shall be submitted to arbitration in Marion County, Florida, and conducted in accordance with the rules of the American Arbitration Association. Judgment upon any award may be entered in any court having jurisdiction. The laws of the State of Florida will govern this agreement without regard to conflict of laws and any litigation that may ensue will be exclusively in the venue of Marion County, Florida, irrespective of place of residence or domicile.
10. Arbitration: Both you and we agree that any dispute, controversy or claim
arising out of, or relating to, any interpretation, construction, performance or
breach of this Agreement or the Service shall be settled by confidential
arbitration to be held in Marion County, Florida, in accordance with the
American Arbitration Association's ("AAA") Commercial Arbitration Rules
(including without limitation the Supplementary Procedures for Consumer-Related Disputes) then in effect. The arbitrator may grant injunctions or other relief in such dispute or controversy. A single arbitrator with knowledge of electronic commerce will conduct the arbitration and the parties will mutually agree upon such arbitrator. The decision of the arbitrator will be final, conclusive and binding on the parties to the arbitration. Judgment may be entered on the
arbitrator's decision in any state or federal court in Florida. Although the
cost of the arbitrator will be paid by the party who incurred them. 12. If any provision of this Agreement is held to be invalid, the remaining provisions shall remain in full force and effect.
You may cancel this contract without penalty or obligation at any time before midnight of the 3rd business day after the date on which you signed the contract. See the attached notice of cancellation form for an explanation of this right.
I, the client, give Icon Credit Solutions and their attorneys, Power of Attorney for the purpose of requesting and obtaining credit reports and any related information in order to dispute and verify credit items. The client also confirms they have read and accept the terms of the credit repair agreement and disclosure, have printed and received a copy of the agreement, disclosure, and cancellation form, and authorizes Icon Credit Solutions to communicate with all credit bureaus and creditors via telephone, email, and letters and to sign letters on the client's behalf. The client acknowledges that this submission is a valid electronic signature.